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Hiram Arnaud
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Hiram Arnaud is a financial analyst with 9 years of experience. For the past four years, in his role as an Associate Director at UBS Americas Inc., Hiram served as a credit analyst responsible for underwriting various warehouse credit facilities for the Asset Backed Securities (“ABS”) lending portfolio. Prior to this position, Hiram was a Senior Associate for the Financial Institution Group (“FIG”) at Moody’s Investors Service. In this capacity Hiram’s responsibilities included researching and analyzing quantitative and qualitative information for issuer credit analysis, covering commercial finance, consumer finance, credit cards, and auto captive sectors.
Hiram is an Inroads Scholar, a competitive leadership program for outstanding minority students, from the New York City Chapter 1998-2000. Hiram’s experience in complex transactions has been enhanced by multiple professional training throughout his career, including Cash Flow, Debt Capacity and Transaction Structuring at Pimley and Pimley Inc.; Structured Finance training at Moody’s; Securitization and ABS training at Fitch. Additionally, Hiram is Bloomberg Certified by Bloomberg University.
Hiram was born in Santo Domingo, Dominican Republic where he attended the American School of Santo Domingo. Hiram holds a Bachelor of Arts degree in Finance from Manhattanville College in New York, where he was the recipient of the Manhattanville College Board of Trustees Scholarship from 1996 to 2000. Hiram is currently pursuing his Master of Science in Public Relations and Corporate Communication at NYU. The program was awarded THE PR Education Program of the Year award by PRWEEK in 2009.
Hiram is an active member of his community by participating in community outreach programs such as NY Cares and being a member of Dominicans on Wall Street (“DOWS”); where he held office as President of the Public Relations and Fund Raising Committee from 2006 to 2008.
http://www.strat4wealth.com/hiramarnaud
Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY.
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